What would accrue
A dry run of the overdue-bill sweep. Nothing here is written.
Sweep
OFF — nothing is being applied
Grace
3 days
before a bill counts as unpaid
Lookback
45 days
how far back it judges
Match window
±5 days
a payment this near counts
Sees
2026-05-28 → 2026-08-23
nothing outside this is judged
Actions
Nothing would change. Every bill it can check has been paid.